Net Worth Calculator

Calculate your net worth free online in seconds. Add your assets and liabilities to see your complete financial picture and debt-to-asset ratio.

Total Assets
$26,700
Total Liabilities
$14,400
Net Worth
$12,300
Debt-to-Asset
53.9%
Assets
Liabilities
Asset Allocation
Cash / Savings$11,700 (44%)
Investment$15,000 (56%)

What is net worth?

Net worth is the difference between what you own (assets) and what you owe (liabilities). It is the most comprehensive single-number snapshot of your financial health. A positive net worth means your assets exceed your debts. Tracking your net worth over time — even once per month — is one of the most powerful habits in personal finance because it forces you to see the complete picture, not just your bank balance.

Related tools

Debt Payoff CalculatorSavings Rate CalculatorFIRE Calculator
Track your net worth over time →
Sign up free to track your net worth monthly, see historical trends, and get AI-powered insights on your financial progress.
Try FlowFund Free →