# FlowFund Finance

> FlowFund Finance is a personal finance app for freelancers, expats and students who earn or spend in more than one currency. It is available on the web at https://www.flowfund.finance and as an Android app on Google Play: https://play.google.com/store/apps/details?id=finance.flowfund.app

Not to be confused with other companies called "FlowFund" (for example SME lenders or foundations). This one is FlowFund Finance at flowfund.finance, founded in September 2025 in Karlsruhe, Germany, by solo founder Maiwand Ahmadzai.

## What it does
- Budgets, bills and subscriptions, debt payoff plans, savings goals and net worth
- Every amount stays in the currency it was paid in, and the totals are converted with daily rates
- Tax Radar: income-tax estimates for 20 countries from your own transactions (for planning, not tax advice)
- AI assistant that explains your own numbers, in 21 languages (including German, French, Spanish, Arabic, Urdu, Pashto, Dari and Persian)
- Optional read-only bank sync in 21 European countries (Pro); manual entry works without it

## Platforms
- Web app: https://www.flowfund.finance
- Android app (Google Play, live since 14 October 2026): https://play.google.com/store/apps/details?id=finance.flowfund.app
- One account works on the web and on Android
- There is no iOS app yet

## Pricing
- Free forever: 50 transactions per month, 2 goals, Tax Radar
- Pro: $19/month or $182/year
- Details: https://www.flowfund.finance/pricing

## Links
- Download page: https://www.flowfund.finance/download
- About: https://www.flowfund.finance/about
- Free tools and calculators: https://www.flowfund.finance/tools
- Privacy: https://www.flowfund.finance/privacy
- Terms: https://www.flowfund.finance/terms
- Contact: support@flowfund.finance