Germany has over 4 million freelancers, many of whom are international professionals navigating German tax law in their second language. FlowFund was built with this audience in mind — by a developer based in Baden-Württemberg. The app supports EUR, tracks German income tax brackets with 2024/25 Einkommensteuer thresholds, and helps you estimate quarterly Vorauszahlungen before they arrive. As a GDPR-compliant platform with servers on EU infrastructure, FlowFund is one of the few finance apps that handles European data privacy correctly.
No bank account connection. No identity verification. No credit card.