Subscription creep silently drains hundreds per month. Learn to audit, cancel, and negotiate recurring bills.
The average person pays for 6-8 streaming services plus software, gym memberships, and productivity tools. Monthly total easily exceeds $300-500.
Every January and July:
1. Export all recurring charges
2. List every subscription, cost, last used
3. Cancel anything unused in 30 days
4. Negotiate what you keep
Most people save $50-150/month.
Internet: Call with a competitor offer. Works 80% of the time.
Insurance: Shop annually.
Software: Annual billing saves 16-20% vs monthly.
Tracks all recurring bills with due dates and alerts for unexpected increases.
Free to start. No bank connection. No KYC. Works in 20+ countries.
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